Join Us

Join Us

Become part of our community

Join a Credit Union that puts you first. Enjoy trusted financial services, local support, and a stronger connection to your community.

Adult Accounts

To become a member of Muckamore Credit Union you will need to fill out a Membership Application Form and provide two forms of identification, one item from List A below (Photographic ID) and one item from List B Below (to confirm your address).

Please note without these documents you will not be able to open an account. 

Adult accounts have a £2 joining fee and we need a minimum of £10 to activate your account.

List A (Photographic ID)

  • A current UK or ROI driving license
  • A current UK or Irish Passport
  • A bus pass
  • An electronic ID card
  • A firearms certificate
  • National ID card for non UK nationals only

List B (Proof of Address)

  • A utility bill less than 3 months old, electricity bill, phone bill, gas bill. (No photo copies or bills printed from the computer, originals only please)
  • Bank statement, credit card statements, less than 3 months old
  • Official original, government issued letters. ie, from HMRC, state pension or other benefits letters clearly showing the address.

In extreme circumstances we may accept a letter on headed paper from a GP, local councillor, school teacher, member of the clergy, employer or a solicitor. The person signing the letter MUST have know the applicant for at least one year.

Junior Accounts

Junior accounts are available for children up to the age of 16.

The joining procedure is similar - we need a form completed to give personal details, along with identification.

ID for a junior member will be quite different so we will accept a birth certificate for infants or for older children perhaps a copy of their passports.

A person other than a parent may open an account for the junior member but only the parent or legal guardian may withdraw money from the account. The joining fee for junior members is £1.

Club Accounts

Associations, Societies, Clubs & Charities can also have accounts with us. For more information and guidance on this kind of membership please contact us.

Benefits of Membership

Quality Service, No Fees

You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us or borrowing money.

Pay by Standing Order

Arrange a standing order payment from your bank and be sure of regular payments to your Credit Union account.

Flexible & Convenient Loans

Members can take out flexible loans 3 months after joining, and repay at tailor-made schedules. All our loans are fully insured (for free), against disability or death.

Attractive Dividend on Savings

Every year we pay an attractive dividend on members savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings.

Comitment to our Members

We pride ourselves in having a personal approach and enjoy building relationships with our members.

Annual General Meeting

All members are invited to our AGM, where they have a say in how we are run.